Further Reading


First question: Why do you think you can write?
A familiar voice? An inner voice! Listen... The other sounds you hear this sound familiar? Much more negative than positive that their voices sound familiar. Let me give an example: Suppose a sculptor who wants a piece of rough stone and the shape of the body can become a prince, but it seems to be impossible in many people's The authors also do not expect to create a masterpiece from scratch. 

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How to payoff credit card debt? 


Each bank sets its own rules on credit card debt. But the highlight is that if you do not plan to repay the debt fully emerged, then the monthly required payment is 5-10% of the debt. But if you pay the loan payments so you stretch it to a very long period, resulting in an overpayment on the loan will be very significant. Therefore, if possible, to make payments to the maximum amount, so you cut yourself crediting period and get a cheaper loan


If you want to use borrowed money without paying interest, then it is necessary to repay the debt arose in the map that is an interest-free grace period on the map grace period provided by the bank. If unable to repay the loan, keep in mind that the interest thereon will be charged by the bank is not on the day following the end of the grace period set by the bank, and with the emergence of debt.


Also on the increase in the cost of credit affects the way in which you repay the payment. If you make to repay the loan via the terminal or ATM of the same bank where framed credit card or through the bank, then there is no additional fee for this is not provided, and the funds transferred to the account on the same day. If payment is made by payment systems other bank, then you have to pay an additional fee for the implementation of this operation.


And it may be a delay, and as a consequence additional penalties, as funds can get the credit account only in a few days, so when you make money through a third-party bank, please note that it must be done in advance and not wait until the last day.


In order to use the loan funds on the most favorable terms, you must adhere to the following:
• make monthly payments only through bank - lender;
• try to make a payment to a maximum amount;
• avoid delinquency;
• after making full repayment of the loan carefully check in the bank no debt.